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  Loan Rates
Loan Type APR*
Rate as low as
Maximum Term Maximum Loan Additional Information
Cars, Trucks, Vans, Auto Equity (New) 3.99%** 24 Months $60,000 100% of purchase price, including tax, license and applicable insurance
4.49%** 36 Months $60,000 100% of purchase price, including tax, license and applicable insurance
5.24%** 48 Months $60,000 100% of purchase price, including tax, license and applicable insurance
5.99%** 60 Months $60,000 100% of purchase price, including tax, license and applicable insurance
6.24%** 72 Months $60,000 100% of purchase price, including tax, license and applicable insurance
6.74%** 84 Months $60,000 100% of purchase price, including tax, license and applicable insurance
MINIMUM LOAN of $25,000.00
Cars, Trucks, Vans, Auto Equity (Used)        
»Up to 5 Model Years Old 6.24%** 60 Months $35,000 100% current retail 'blue book' and applicable insurance
»6-12 Model Years Old 8.74%** 48 Months $35,000 100% current retail 'blue book' and applicable insurance
Motor Home (New) 8.99%** 96 Months $65,000 80% of purchase price including tax, license and applicable insurance
Motor Home (Used) 9.99%** 84 Months $50,000 80% current retail 'blue book' and applicable insurance
Campers/Trailers (New) 8.99%** 60 Months $20,000 80% of total purchase price, including tax and license
Campers/Trailers (Used) 9.99%** 60 Months $20,000 80% of current wholesale 'blue book' or appraisal including tax and license
Boats (New) 8.99%** 84 Months $35,000 80% of total purchase price including tax and license
Boats (Used) 9.99%** 72 Months $25,000 80% of current wholesale 'blue book' or appraisal including tax and license
Secured - Shares 4.50%
Var (A)
48 Months 100% share account (*over highest share rate)
Signature Line of Credit 16.90% Revolving $10,000 Based on monthly income
Signature 13.75%** 36 Months   80% of monthly income
12.25%** 24Months
10.75%** 12 Months
Visa Classic 13.90% Revolving $7,500 Based on monthly income
Visa Gold 9.90% Revolving $20,000 Based on monthly income
Visa Share Secured 15.90% Revolving    
Second Mortgage
(Personal Residence)
7.99% 180 Months $150,000 80% of appraised value less first mortgage balance. Minimum loan $10,000
Second Mortgage
(Non-Owner Occupied)
8.99% 180 Months $50,000 75% of appraised value less first mortgage balance. Minimum loan $10,000
Home Equity Line of Credit

8.49%
Var (B)

120 Month Draw Period $150,000 80% of appraised value less first mortgage balance. Minimum loan $10,000
*APR=Annual Percentage Rate

**Annual Percentage Rates displayed are for level 1 credit scores and include a .25% discount for payment by electronic transfer. Individual rates may differ based on credit scoring criteria and repayment method.

Rates are effective as of 09-08-06 - rates and terms offered are subject to changes at any time.

(A) Shared Secured Loan variable rate is based on highest Regular Share rate plus 4.00%.
(B) Home Equity Line of Credit variable rate may change at any time. The index is based on the Wall Street Journal (WSJ) Prime rate plus .24%. The minimum rate shall not be less than 4.25% APR, the maximum rate shall not exceed 18.00% APR. Disclosed margin will be .50%. (My Credit Union is currently waiving .26% of the .50% disclosed margin).
Prime rate as of 06/29/06= 8.25%

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